Roof Insurance Claim Assistance in Bastrop County and Central Texas

At Spade Roofing & Gutters, we help homeowners understand what we’re seeing, document damage properly, and navigate the claim process step by step — without pressure or unnecessary upselling.

If your roof can be repaired instead of replaced, we’ll tell you that too.

In many cases, homeowners insurance may cover roof repairs or replacement if the damage was caused by a covered event like:

• Hail
• Wind
• Fallen trees
• Storm-related impacts

Coverage depends on your specific policy, deductible, roof age, and the type of damage involved.

Normal aging and wear are typically not covered.

Some policies may include:

• Replacement Cost Value (RCV)
• Actual Cash Value (ACV)
• Cosmetic exclusions for certain types of damage

We always recommend reviewing your policy with your insurance provider so you understand your coverage and options clearly.

1. Schedule a roof inspection
2. We assess storm-related damage and document findings
3. We explain what we’re seeing in plain language
4. If appropriate, you contact your insurance company
5. We meet with the adjuster if needed
6. We review the approved scope with you
7. We complete the repair or replacement work

Throughout the process, we focus on communication, transparency, and helping homeowners understand what’s happening at each step.

Spade Roofing & Gutters is a family-operated roofing company based in Bastrop County. We stay directly involved throughout inspections, communication, project management, and customer support so homeowners always know who they’re working with.

Homeowners choose us because we focus on:

• Honest inspections
• Clear communication
• Repair-first thinking when appropriate
• Quality workmanship
• Long-term roof performance
• Local accountability

We’re also the only Owens Corning Platinum Preferred Contractor in Bastrop County, a certification awarded to a small percentage of roofing contractors nationwide.